home : hot deals & information involving: Target Monday, June 5, 2017
- 20 Gallon Storage Tote for $5 In-Store
Stackable storage tote with lid for $5 with in-store pickup.
Monday, March 27, 2017
- $300 Credit With iPhone 7 128GB Purchase In-Store
New and existing iPhone customers can finance an iPhone 7 or iPhone 7 Plus for $31.25/month for 24 months, and get a $300 Target Gift Card.
The deal is valid for Verizon, AT&T, and Sprint iPhones, and works with new and existing plans.
Not valid with T-Mobile.
Expires April 1.
The $31.25/mo over 2 years means you pay $749, which is the same price Apple sells the iPhone 7.
Financing a phone is exactly the same as a credit card with an automatic $31.25 charge each month.
If you don't pay off the bill each month, you may incur late fees and hefty financing penalties (APR fees).
Also, there could be activation fees, fees to get bills (seriously), and taxes.
The sales rep will provide this information when asked.
If you are scared about opening a line of credit, especially if you are thinking of getting a home loan soon, be sure to understand the risks and possible hit against your credit.
For comparison, there are now a lot of alternatives to iPhone, Verizon, AT&T, and Sprint.
For example, Google Fi plans start at $30/mo with 1GB of usage per month, $10 per additional GB, and compatible phones cost $249 to $649.
T-Mobile's pre-paid plan costs $45/mo, and compatible with a large variety of phones (including new and old iPhones).